Connecting you with the best

Better advice.
Better outcomes.

We connect you with New Zealand's top-rated mortgage advisers to help you secure the best possible outcome to save you money. Best of all? Their expert advice is completely free.

Award winning advisers

Access to the country's most trusted mortgage professionals.

Experts who look out for you

Advisers who take the time to understand your goals and protect your interests.

The right advice for your future

Helping you make confident decisions with advice that's right for you.

See how much you
could be better off.

Tell us a little about yourself and we'll connect you with a local mortgage expert for a free review.

Your information is secure and will only be shared with our trusted adviser partners.

HOW IT WORKS

A better mortgage starts here.

We make it easy to connect with the right mortgage expert and explore better options for your home loan.

1

Provide Details

Tell us a bit about your current mortgage and what you're looking to achieve.

2

Connected to a Local
Top Mortgage Expert

We connect you with a trusted, award winning mortgage adviser in your area at no cost to you.

3

Mortgage Review
and Receive Advice

Your adviser reviews your situation and provides expert advice and recommendations tailored to you.

Why working with a mortgage adviser makes a difference

Access more options

Advisers compare loans from multiple lenders to find the right fit for you.

Potential savings

Better loan structures and lower rates could save you thousands.

Cash contributions

A new bank could offer you a cash contribution of up to 1.25 percent.

Expert guidance

Get advice that's tailored to your goals and financial situation.

Ongoing support

Your adviser is there to help from application to settlement and beyond.

Why not just go directly to your bank?

Stuck in Their Box

Banks can only offer their specific loan products, which might not be the best fit for your unique financial position.

Limited Rates and Options

You miss out on comparing rates across the market, meaning you might not get the most competitive deal available.

Biased Advice

A bank's job is to sell you their mortgage. An adviser's job is to work for you, not the bank.

The cash contribution amount is up to 1.25 percent of your loan amount and is subject to lender eligibility and approval. Terms, conditions and exclusions apply.

THE HUMAN ELEMENT

Hand-selected experts across New Zealand.

When you use YourLending, you are talking to a real person. We have carefully selected a network of top-tier advisers who have proven track records of fighting for their clients.

  • Access to the Whole Market: Our advisers work with all major banks and non-bank lenders in NZ to explore every option for you.
  • Proven Track Record: We only partner with highly experienced advisers who boast phenomenal client satisfaction.
  • Real Humans, Real Empathy: Get paired with a local expert who understands the NZ property market and your specific challenges.
Mortgage adviser meeting with a couple to review home loan options in New Zealand

What our advisers can do for you

Comprehensive, expert support across all lending scenarios at no cost to you

First Home Buyers
Upgrading Homes
Bridging Finance
Top Ups for Renovations and Cars
Investment Property
Holiday Homes
Refinancing and Refixing
Construction and Development
Commercial Lending
Business Lending
Debt Consolidation
And Much More

Beyond Mortgages

Our network includes experts who can assist with a complete range of financial services.

Car Loans

Personal Loans

Business Finance

KiwiSaver

Specialist Advisers

Insurances

Specialist Advisers

Have questions or inquiries?

We're here to help. Reach out to our team directly and we'll get back to you as soon as possible.